Veto rights and good governance: are the two in sync?

One of the most contentious questions in the First CimplyFive Secretarial Practice Survey conducted in July 2016 was about the practice of obtaining the Director’s consent to hold the Board of Directors at shorter notice. While this is not a legal requirement, our survey indicated that 81% of respondents revealed that they obtained directors’ consent […]

7 Key Financial Ratios Every Startup Should Know

Aside from having a great product, good sales, good SEO, great marketing, etc., there is one thing that is vital to a startup’s long-term growth and success: good accounting. And yes… you may not be as versed in numbers as your accountant. But understand: a working knowledge of an income statement, balance sheet, and cash […]

Student loan repayment: how to plan your payment

Student loan debt has passed the $1 trillion mark. That’s higher than what Americans owe in credit card debt! While thousands of successful students graduate each year, many struggle to find a job that will pay off their student loans. Making a payment plan should always mean never missing a payment and knowing what payment […]

Ways to invest for capital gains

6 ways to get capital gains There are basically two types of investment income. Capital gains and investment income. Investment income is the income you receive from an asset, examples of investment income are interest on savings, property rental, and stock dividends. Capital gains are the increase in value of an asset; Examples of capital […]

Budget for your business

What is a budget? A budget is a plan to: Make sure you have enough money for future activities. Control and monitor all business finances, including income and expenses. Allow extracting information so that the business can make management and growth decisions. Budgeting allows the business owner to rely on accurate figures that would otherwise […]

A Safe ID Trust Review You Must Read Before Joining

If you are reading this article, you are probably looking for information about Safe ID Trust. Maybe you are researching your product or maybe even thinking about becoming a distributor so you can earn money. If that’s the case, look no further. In this unbiased Secure ID Trusted Review, I’ll cover the details about the […]

Lifestyle Vacation Club, pros and cons of a Lifestyle Vacation Club

We all want to travel, some of us may not admit it to others, but I think it’s more because they don’t want to admit it to themselves. They feel like they can’t travel for whatever reason, so they tell themselves they don’t want to so they don’t feel like they’re missing out. I’m letting […]

Do I have to keep my spouse and children on my company’s group policy?

With the cost of company health plan on the rise, many people are looking for cheaper alternatives to their group health plans. Last week, one of my callers asked this question: “Should I keep my spouse and children on my company’s group policy or put them on their own plan?” He, his wife, and their […]