Everyone knows that women pay less than men for car insurance. This is because women are less likely to be involved in accidents and file claims, according to statistics. It is also generally believed that women are more cautious drivers and drive less than men. If you are a woman and feel that you are being overcharged, it is time to start looking for a new policy. Where can you find cheap car insurance for women?
First of all, if you are between 30 and 40 years old, there is a possibility that you are not paying less than men, since that is the age range in which the rates are more equal between both genders. In some cases, men even pay a few dollars less per month than women in the 30-40 age range.
In addition to gender and age, other things that affect auto insurance rates include location, type of vehicle, how much you plan to drive, your credit score, and whether or not you qualify for any discounts. If you have home insurance, it’s a good idea to check for package deals available, as insurance companies tend to offer deep discounts on multiple policies.
Required Details for Cheap Car Insurance for Women
When looking for cheap car insurance for women, you’ll need to fill out a few details to get a quote. These details include some of the information mentioned above, such as your name, location, car make/model, age, etc. Always compare offers from at least 2-3 different companies. Once again, check and see if there are any discounts available. On each company’s website, they have a list of all the types of discounts they offer.
Have you considered taking a defensive driving course? This could be a great way to reduce fees, especially if you have been involved in an accident before. Most, if not all, insurance providers are happy to offer cheap car insurance for women who show they take driving safety seriously. There are safety courses in every state that you can sign up for.
If you’re a young driver and still in school, work hard to get good grades. Another way to get a discount is to make the honor roll and be a model student.
Where should you start your search? While there are tons of sites out there claiming to offer the “best auto insurance deals”, you really should start with esurance. It’s definitely a trusted place to find cheap auto insurance for women, as well as discounts to help you save even more.