Why you should compare pet insurance

Thanks to technological innovations, easier access to word of mouth, and Internet recommendation forums and blogs, it’s never been easier to get a good deal. Not only can we search for prices, but we can also search for genuine user opinions and reviews on products, services, and everything in between. We no longer have to trust what a company tells us or fall for small print traps that have no loopholes; the age of communication allows us to discover everything we need to know before we put pen to paper.

Unfortunately, recent studies have shown that over 70% of pet owners do not extend this shop-and-shop mentality to their pet insurance policy. There are many reasons for this, including people taking out insurance policies with companies they already “know” and therefore feel they can trust, or simply following the advice of just one friend and using the same broker for their own policy. . However, the savings that can be achieved by comparing pet insurance is absolutely staggering.

the spice of life

It’s time-consuming, but it’s worth it: shopping around is the way to go when it comes to shopping for pet insurance. Not only can you reduce the loss on your annual bill by perhaps £50/$75, but you can also find out if different insurers offer different types of premiums. You can check the variance in terms of the amount paid for a prolonged illness or injury (these vary wildly) or perhaps if a certain breed is better served. Only by comparing pet insurance can you find these hidden gem deals and probably save yourself a fortune in the process. Even if you’re happy with your existing policy, when it comes time to renew, it’s worth checking out other companies for quotes just to check that you’re still getting the best deal.

trust will cost you

Many owners purchase pet insurance from a company they know; perhaps a company with which they already have home or life insurance. While there are sometimes good deals here (some companies will offer a discount if you have more than one policy with them), it’s worth checking out the competition. It has been said that we live in an age where both business and consumer no longer take trust and loyalty seriously; It’s a free-for-all game, so take advantage and see if someone new can lure you in.

Different ways to compare

The easiest way to compare is probably online comparison sites; after all, they look so attractive! You only have to enter your details once, and then you receive many quotes from various companies with very little effort on your part. However… there is a catch. Companies that provide quotes to comparison websites give those websites a portion of any deal you may get because of a quote you found on the comparison site; This means that the premium you buy through such a website could be higher (to cover the cost of the site outage) than if you just bought insurance directly with the company. We recommend using a comparison website to get an idea of ​​where the good deals are, and then contacting the company separately for an individual quote.

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